Your account and recovery

Your money sits in a wallet that belongs to you, and if you lose your phone you get it back by signing in again the same way you signed in the first time. The catch is at the front door: whoever can get into that email or social login can approve spends from your account.

Whose money it is

Yours. The wallet is non-custodial. Monvera builds plans, shows balances and routes trades, but it cannot move a cent without you approving the spend. The wallet is created for you when you first sign in, and it belongs to the sign-in rather than to a device.

It also keeps working if Monvera does not. Your holdings sit on Robinhood Chain at an address you can look up on the public block explorer, so they do not depend on this app staying online.

If you lose your phone

1. Open monvera.best on any device.

2. Sign in with the same email or social login you used the first time.

3. Everything is there: the same wallet, the same holdings, the same history.

Nothing was stored only on the lost phone. There is no seed phrase you should have written down and no recovery code to type back in, because the account was never anchored to the hardware.

Your login is the account

Monvera cannot be more secure than the email or social account you sign in with. Turn on two-step verification there, and treat anyone with access to that inbox as someone who can spend your money.

What Monvera never asks for

Monvera will never ask you for a private key, a seed phrase, or a password, and no screen in the app will ever ask you to type one in. You do not need a key to use Monvera at all — the wallet signs your trades for you.

You can export the key if you want to carry the account into another wallet, but that is a deliberate thing you go looking for in settings. Nothing will ever prompt you to do it, and nobody will ever need you to. Anyone who asks is running a scam.